Terms of Use


This website has been established by the Bank for the sole purpose of conveying information about the Bank’s products and services and to allow communication between the Bank and its customers. Information that appears on this website should be considered an advertisement. Nothing contained in any page on this site takes the place of the bank’s agreements and disclosures that govern its products and services. If any information on the site conflicts with that in the bank’s agreements and disclosures, the agreements and disclosures will control.

From time to time the Bank may place links to other websites on this page. The Bank has no control over another website and is not responsible for the content on any site other than this one. Users assume all responsibility when they go to the other sites via the links on this page.

The information and materials contained in this website are owned by the Bank or by others, as applicable. No material may be copied, displayed, transmitted, distributed, framed, sold, stored for use, downloaded, or otherwise reproduced except as permitted by law.

The Bank makes no warranties of any kind regarding the products and services advertised on this site. The Bank will use reasonable efforts to ensure that all information displayed is accurate, however, the bank expressly disclaims any representation and warranty, express and implied, including, without limitation, warranties of merchantability, fitness for a particular purpose, suitability, and the ability to use the site without contracting a computer virus. The Bank is not responsible for any loss, damage, expense, or penalty (either in tort, contract or otherwise), including direct, indirect, consequential and incidental damages that result from the access or use of this site. This limitation includes, but is not limited to the omission of information, the failure of equipment, the delay or inability to receive or transmit information, the delay or inability to print information, the transmission of any computer virus, or the transmission of any other malicious or disabling code or procedure. This limitation applies even if the Bank has been informed of the possibility of such loss or damage.

This agreement may be changed from time to time by posting the new Terms of Use on the website. All users agree to be subject to this agreement as it changes from time to time.

This agreement and the use of this website are governed by the laws of the State of Tennessee.

Texting Service

As a convenience to you, Foundation Bank aka “the Bank” offers Short Message Service (SMS) notifications, commonly known as “text messages,” or by automated dialing devices in order to provide you with promotional offers, account and/or loan information.

System/Hardware Requirements

To receive text message notifications, you must provide a valid cell phone number for a device with SMS text message capabilities (active service, sufficient storage capacity to receive text messages, etc.).

Charges and Fees

The Bank does not charge any fees for these services; however, you may be charged fees by your cell phone provider for receiving SMS text messages (as message and data rates may apply). If you are not familiar with your cell phone plan, it is highly recommended that you consult you cell phone provider before enrolling. You acknowledge that any rates and charges assessed by your cell phone provider are your responsibility and not the responsibility of the Bank.


You understand that text messages sent by the Bank may contain private information. The Bank is not responsible if information contained in a text sent by the Bank is viewed by a third-party that may be in possession of your phone or that may have access to your text messages. If your cell phone number changes, you are responsible for immediately notifying the Bank. The Bank will not share your mobile information with third parties.


You may unsubscribe from receiving text messages from the Bank at any time by calling or writing the Bank or replying STOP to any text message received.

Additional Terms and Conditions

You understand that you are not required to enroll in these services as a condition of purchasing any goods or service. You further agree to indemnify, defend and hold the Bank harmless from and against any and all claims, losses, liability, cost and expenses (including reasonable attorneys’ fees) arising from your provision of a mobile phone number that is not your own and /or your violation of applicable federal, state or local law, regulation or ordinance. Your obligation under this paragraph shall survive termination of the Agreement. The Bank is not liable for losses or damages arising from any delay in delivery or disclosure of private information to third-parties by your cell phone provider. The Bank reserves the right to modify or terminate our text message services for any reason, without notice and without liability to you or any other user or third-party.

Privacy Notice

View our privacy notice

USA Patriot Act

Important Information About Procedures For Opening Or Changing An Account With Foundation Bank

Section 326 of the USA PATRIOT ACT requires all financial institutions to obtain, verify, and record all information that identifies each person who opens an account or changes an existing account. This federal requirement applies to all new customer and current customers. This information is used to assist the United States government in the fight against the funding of terrorism and money-laundering activities.

What this means to you: when you open an account or change an existing account, we will ask each person for their name, physical address, date of birth, and other information that will allow us to identify them. We will ask to see each person’s driver’s license and other identifying documents and copy or record information from each of them.


NOTICE: The Bank is not responsible for and has no control over the subject matter, content, information or graphics of the web sites that have links here. Please contact us with any concerns or comments. Do not use e-mail for the transmission of confidential or sensitive personal information.