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Accounts

Business Checking Accounts

  Small Business
(Non-interest bearing)
Elite Business
(Non-interest bearing)
Commercial Checking
(Non-interest bearing)
Business Value Checking
(Interest bearing)
Opening Deposit Required        
Daily Balance Required        
Tiered Interest Rate        
Fees details details details details
ATM/Debit Card * * * *
Monthly Paper
& eStatements
       
Telephone Banking/
Customer Connection
       
Internet Banking        
Mobile Banking/
Mobile Deposit
** ** ** **

Small Business Checking

Daily Balance: $500 Required to Avoid Service Charge
Fees: $10.00 monthly service charge if balance drops below $500 any day during a statement cycle

  • 75 debit items per statement cycle, 25¢ per item after 75
  • 10 deposits per statement cycle, 25¢ per item after 10
  • *ATM/POS counts toward monthly debit items
  • **Mobile Deposit available upon approval, $1/ea

Elite Business Checking

Daily Balance: $2,500 Required to Avoid Service Charge
Fees: $10.00 monthly service charge if balance drops below $2,500 any day during any statement cycle

  • 200 debit items per statement cycle, 25¢ per item after 200
  • 25 deposits per statement cycle, 25¢ per item after 25
  • *ATM/POS counts towards monthly debit items
  • **Mobile Deposit available upon approval, $1/ea

Commercial Checking

Daily Balance: No Minimum Balance (Earnings Credit available based on the daily average balance)
Fees: $10.00 Monthly Maintenance Fee

  • 15¢ for each debit item
  • 50¢ for each deposit plus 10¢ for each deposit item
  • *ATM/POS counts towards monthly debit items
  • **Mobile Deposit available upon approval, $1/ea

Business Value Checking

Daily Balance: $5,000 Required to Avoid Service Charge

Tiered Interest Rate

Fees: $25.00 monthly service charge if balance drops below $5,000 any day during a statement cycle

  • Limit of 250 debit and/or credit (combined) items per statement cycle, 25¢ per item after 250
  • *ATM/POS counts towards monthly debit items
  • **Mobile Deposit available upon approval, $1/each

Personal Checking

 

Foundation Benefits with High Interest

Foundation Benefits  Foundation Basic        
Opening Deposit Required $25.00 $5.00 $25.00        
Daily Balance Required Yes* No Yes*          
Monthly Fee Yes* Yes* Yes*        
Tiered Interest Rate Yes* No No        
Fees (details below) (details below) (details below)        
Monthly Paper
or eStatements
Yes Yes  Yes        
TeleBanking/
Customer Connection
 Yes  Yes  Yes        
Internet Banking  Yes  Yes  Yes        
Mobile Banking/
Mobile Deposit
 Yes  Yes  Yes*        

Bill Pay

 Yes  Yes  Yes*        

Foundation Benefits with High Interest

  • Fees
    •  First month no charge
    • *$10.00 monthly service charge if Minimum Daily Balance falls below $1,000
  • Tiered Interest Rate
    • Earn an interest rate of 3.00% with an APY of 3.03% on balances up to $15,000
    • Earn 0.50% with an APY of 0.50% on balances over $15,000
  • Requirements to Earn High Interest
    • 12 Debit Card Transactions per cycle
    • eStatements
    • 1 ACH Deposit per cycle
  • If High Interest Requirements Are Not Met
    • Earn an interest rate of 0.25% with an APY of 0.25% on the first $15,000, amounts over $15,000 will earn 0.50%
  • Anywhere Banking Tools
    • Free Internet Banking
    • Free Mobile Banking and Mobile Deposit
    • Free Bill Pay
    • Free Customer Connection Telebanking
    • Free Debit Card
    • Free eStatements or paper statements
    • Free use of McKenzie Banking Company.Foundation Bank ATMs and Shazam Privilege Stats ATMs.
    • Unlimited Account Transactions
    • Discounts on Checks
    • Money Orders (2 free per month)

Additional Benefits Powered by BaZing

  • Shop Local, save local with BaZing savings: Local discounts and national retailer deals to save you money on shopping, dining, travel and more.
  • Cell Phone Protection: Receive up to $400 per claim (& $800 per year) if your cell phone is broken or stolen (subject to additional terms & conditions.)
  • ID Theft Aid: Includes payment card fraud resolution, $2,500 in personal identity theft benefit, identity monitoring and credit monitoring (Identity monitoring and Credit Monitoring require additional enrollment on BaZing.com and are subject to additional terms and conditions.)
  • Roadside Assistance: Available 24/7 and free to use, up to $80 in covered service charges
  • $5,000 Accidental Death Insurance: Peace of mind for the unexpected. (Insurance products are: Not a deposit, Not FDIC Insured by any federal government agency or guaranteed by the Bank.
  • Health Savings Card: Save money on prescriptions, eye exams, frames, lenses, and hearing services.

1) Cell phone protection, personal identity theft benefit, and purchase protection are subject to additional terms and conditions.

2) Insurance products are: NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK.

Click here to learn all about your Bazing benefits

Click here to login to your Bazing benefits

Foundation Benefits

  • Fees: *$6.00 monthly service charge
  • Anywhere Banking Tools
    • Free Internet Banking
    • Free Mobile Banking and Mobile Deposit
    • Free Bill Pay
    • Free Customer Connection Telebanking
    • Free Debit Card
    • Free eStatements or paper statements
    • Free use of McKenzie Banking Company.Foundation Bank ATMs and Shazam Privilege Stats ATMs.
    • Unlimited Account Transactions
    • Discounts on Checks
    • Money Orders (2 free per month)

Additional Benefits Powered by BaZing

  • Shop Local, save local with BaZing savings: Local discounts and national retailer deals to save you money on shopping, dining, travel and more.
  • Cell Phone Protection: Receive up to $400 per claim (& $800 per year) if your cell phone is broken or stolen (subject to additional terms & conditions.)
  • ID Theft Aid: Includes payment card fraud resolution, $2,500 in personal identity theft benefit, identity monitoring and credit monitoring (Identity monitoring and Credit Monitoring require additional enrollment on BaZing.com and are subject to additional terms and conditions.)
  • Roadside Assistance: Available 24/7 and free to use, up to $80 in covered service charges
  • $5,000 Accidental Death Insurance: Peace of mind for the unexpected. (Insurance products are: Not a deposit, Not FDIC Insured by any federal government agency or guaranteed by the Bank.
  • Health Savings Card: Save money on prescriptions, eye exams, frames, lenses, and hearing services.

1) Cell phone protection, personal identity theft benefit, and purchase protection are subject to additional terms and conditions.

2) Insurance products are: NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK.

Click here to learn all about your Bazing benefits

Click here to login to your Bazing benefits

Foundation Basic

  • Fees
    • *$7.00 Monthly Service Charge
    • *Monthly fee waived with two of the following three qualifiers:
      • Minimum Daily Balance of $100
      • eStatements
      • 12 or more Debit Card transactions per cycle
  • Student Savings (18 & Under)
    • Just enroll in eStatements and we’ll waive the $7 monthly fee
  • Senior Savings (62 & Over)
    • Just maintain a Minimum Daily Balance of $100 or do 12 or more Debit Card Transactions per statement cycle, and we’ll waive the $7 monthly fee.
  • Anywhere Banking Tools
    • Free Internet Banking
    • Free Mobile Banking 
    • *Mobile Deposit available upon approval for $1.00 for each item.
    • *Bill Pay available for $0.75 each
    • Free Customer Connection Telebanking
    • Debit Card ($5 at [email protected] locations; free by mail)
    • Free eStatements
    • Free use of McKenzie Banking Company.Foundation Bank ATMs and Shazam Privilege Stats ATMs.
    • Unlimited Account Transactions

Watch this video on the powerful savings of BaZing!

Savings

  Regular Savings
(Interest bearing)
Christmas Club
(Fixed interest)
Value Plus/Money Market
(Interest bearing)
Super Saver
(High interest bearing)
Opening Deposit Required        
Daily Balance Required        
Tiered Interest Rate        
Fees details details details details
ATM/Debit Card *      
Paper or eStatement **     *
TeleBanking/Customer Connection        
Internet Banking        
Mobile Banking/ Mobile Deposit *** * * **
Bill Pay     **  

Regular Savings

Fees: No Monthly Service Charge
6 covered withdrawals per month without a fee; $1 each additional withdrawal over 6

  • * ATM Card Only
  • ** Quarterly statement
    • Monthly Statement (if a direct deposit or ATM service is connected to the account or if you receive a combined statement)
  • *** Mobile Deposits available upon approval, $1/ea

Christmas Club

  • No minimum balance
  • $5,000 Maximum balance allowed
  • Fees: No Monthly Service Charge ($25 penalty plus forfeiture of accrued interest for early withdrawal)
  • Fixed rate of interest credited to account at maturity date
  • *Mobile Deposits available upon approval, $1/ea

Value Plus/Money Market

Daily Balance: $2,500 Required to Avoid Service Charge
Fees: $10.00 monthly service charge if balance drops below $2,500 any day during a statement cycle
6 covered withdrawals per statement cycle without a fee; $5 charge for each additional withdrawal over 6

  • Monthly Bank Statement
  • *Mobile Deposit available upon approval, $1/ea
  • **Bill Pay available, 75¢/bill

Super Saver

Daily Balance: $25,000 Required to Avoid Service Charge
Fees: $25.00 quarterly service charge if balance drops below $25,000 any day during a statement cycle

  • High Interest Bearing Account
  • *Quarterly Statement; 1 withdrawal per statement cycle without a fee; additional withdrawals $25 each
  • **Mobile Deposit available upon approval, $1/ea

IRAs

An Individual Retirement Account, IRA, is a great account to allow you to prepare for your future. At Foundation Bank you get a great interest rate and the assurance of knowing that you are getting ready for retirement.

For current rates please contact one of our Deposit Solutions Partners.

View Deposit Solution Partners

CDs

Our CD rates are competitive with our market and consistent over time. You can count on us to be a stable place to park your emergency fund because we not only want to meet your immediate needs, we want to build a lasting relationship and serve you over the long haul.

For current rates please contact one of our Deposit Solutions Partners.

View Deposit Solution Partners

Need help figuring out which deposit account is best for you?

Find your local representative

 at Foundation Bank

Brenda always looks for ways to make our Jackson deposit clients feel special and appreciated.
Let Brenda help you!

 at Foundation Bank

For over 13 years, Emily has been helping the fine folks in Crockett County with their deposit accounts.
Let Emily help you!

 at Foundation Bank

Kathy loves serving our Paris Landing and Kentucky Lake area deposit clients.
Let Kathy help you!

 at Foundation Bank

Michelle is an expert at meeting needs and building relationships with our clients in the Paris/Henry County area.
Let Michelle help you!

 at Foundation Bank

For 10 years Shawna Fowler has worked hard to build deep relationships with our McKenzie/Carroll County deposit community.
Let Shawna help you!

 at Foundation Bank

Obion is a town where relationships matter. Tammy looks for ways to deepen our relationship with each and every one of our Obion deposit clients.
Let Tammy help you!