Accounts
Business Checking Accounts
| Small Business (Non-interest bearing) |
Elite Business (Non-interest bearing) |
Commercial Checking (Non-interest bearing) |
Business Value Checking (Interest bearing) |
|
|---|---|---|---|---|
| Opening Deposit Required | ||||
| Daily Balance Required | ||||
| Tiered Interest Rate | ||||
| Fees | details | details | details | details |
| ATM/Debit Card | * | * | * | * |
| Monthly Paper & eStatements |
||||
| Telephone Banking/ Customer Connection |
||||
| Internet Banking | ||||
| Mobile Banking/ Mobile Deposit |
** | ** | ** | ** |
Small Business Checking
Daily Balance: $500 Required to Avoid Service Charge
Fees: $10.00 monthly service charge if balance drops below $500 any day during a statement cycle
- 75 debit items per statement cycle, 25¢ per item after 75
- 10 deposits per statement cycle, 25¢ per item after 10
- *ATM/POS counts toward monthly debit items
- **Mobile Deposit available upon approval, $1/ea
Elite Business Checking
Daily Balance: $2,500 Required to Avoid Service Charge
Fees: $10.00 monthly service charge if balance drops below $2,500 any day during any statement cycle
- 200 debit items per statement cycle, 25¢ per item after 200
- 25 deposits per statement cycle, 25¢ per item after 25
- *ATM/POS counts towards monthly debit items
- **Mobile Deposit available upon approval, $1/ea
Commercial Checking
Daily Balance: No Minimum Balance (Earnings Credit available based on the daily average balance)
Fees: $7.50 Monthly Maintenance Fee
- 15¢ for each debit item
- 50¢ for each deposit plus 10¢ for each deposit item
- *ATM/POS counts towards monthly debit items
- **Mobile Deposit available upon approval, $1/ea
Business Value Checking
Daily Balance: $5,000 Required to Avoid Service Charge
Fees: $25.00 monthly service charge if balance drops below $5,000 any day during a statement cycle
- Limit of 250 debit and/or credit (combined) items per statement cycle, 25¢ per item after 250
- *ATM/POS counts towards monthly debit items
- **Mobile Deposit available upon approval, $1/ea
Personal Checking
| Generation
(Interest* or Non-Interest Bearing)
|
Generation Gold (Interest* or Non-Interest Bearing at least 62) |
Key (Non-Interest Bearing) |
Regular (Non-Interest Bearing) |
Gold (Non-Interest Bearing at least 62 yrs) |
Gold Super NOW (Interest Bearing at least 62 yrs) |
Super NOW (Interest Bearing) |
||
|---|---|---|---|---|---|---|---|---|
| Opening Deposit Required | ||||||||
| Daily Balance Required | ||||||||
| Tiered Interest Rate | * | * | ||||||
| Fees | details | details | details | details | details | details | details | |
| ATM/Debit Card | ||||||||
| Monthly Paper or eStatements |
* | |||||||
| TeleBanking/ Customer Connection |
||||||||
| Internet Banking | ||||||||
| Mobile Banking/ Mobile Deposit |
** | * | * | * | * | |||
| Bill Pay | *** | ** | ** | ** | ** |
Generation Checking
(non-interest bearing)
- Fees: $6.00 monthly service charge
- Generation Gold: Over 62 yrs old, $5.00 monthly service charge
- Invitation to special events and activities
- Unlimited Account Transactions
- “Generation” Checks
- Money Orders (2 per month)
- Notary Service
- Additional Benefits:
Additional Benefits:
- $5,000 AD&D Insurance Plan Coverage; Equifax Credit Monitoring & Alerts, $5,000 Identity Theft Fraud Expense Coverage, Credit/Debit/ATM Card Registration, Key Recovery, Entertainment Savers Guide, Travel Rewards, Theme Park & Movie Ticket Discounts, $500 Grocery Coupon Savings Book, $40 Annual Cash Back Member Rewards, Walk-In Pharmacy Prescription Discount Card, Liberty Direct Services, Eye Care-Eye Wear Discount Card
Generation Gold Checking
(interest bearing)
- Fees: $6.00 monthly service charge; Additional $5.00 monthly service charge if balance drops below $1,000 any day during a statement cycle
- Generation Gold: Over 62 yrs old, $5.00 monthly service charge; Additional $5.00 monthly service charge if balance drops below $1,000 any day during a statement cycle
- Invitation to special events and activities
- *Tiered Interest Rate
- Unlimited Account Transactions
- “Generation” Checks
- Money Orders (2 per month)
- Notary Service
Additional Benefits:
- $5,000 AD&D Insurance Plan Coverage; Equifax Credit Monitoring & Alerts, $5,000 Identity Theft Fraud Expense Coverage, Credit/Debit/ATM Card Registration, Key Recovery, Entertainment Savers Guide, Travel Rewards, Theme Park & Movie Ticket Discounts, $500 Grocery Coupon Savings Book, $40 Annual Cash Back Member Rewards, Walk-In Pharmacy Prescription Discount Card, Liberty Direct Services, Eye Care-Eye Wear Discount Card
Key Checking
(non-interest bearing)
- Unlimited Account Transactions
- Monthly Paper Bank Statement without check and deposit images ($2.00 monthly fee)
- *eStatements includes images of checks & deposits
- **Mobile Deposit available upon approval, $1/ea
- ***Bill Pay (75¢/bill)
Regular Checking
(non-interest bearing)
Daily Balance: $500 Required to Avoid Service Charge
Fees: $5 monthly service charge if balance drops below $500 any day during a statement cycle
- Daily Balance: $500 Required to Avoid Service Charge
- Fees: $5 monthly service charge if balance drops below $500 any day during a statement cycle
- Unlimited Account Transactions
- *Mobile Deposit available upon approval, $1/ea
- **Bill Pay (75¢/bill)
Gold Checking (62 years old)
(non-interest bearing)
- Fees: No monthly fee
- Unlimited Account Transactions
- Invitation to special events & activities
- “Gold Checks”
- Money Orders (2 per month)
- Notary Service
- *Mobile Deposit available upon approval, $1/ea
- **Bill Pay (75¢/bill)
Gold Super NOW Checking (62 years old)
(interest bearing)
- Daily Balance: $1,000 Required to Avoid Service Charge
- Fees: $5 monthly service charge if balance drops below $1,000 any day during a statement cycle, plus a 15¢ per check charge
- Unlimited Account Transactions
- Invitation to special events & activities
- “Gold” Checks
- Money Orders (2 per month)
- *Mobile Deposit available upon approval, $1/ea
- **Bill Pay (75¢/bill)
Super NOW
(interest bearing)
- Daily Balance: $1,000 Required to Avoid Service Charge
- Fees: $5.00 monthly service charge if balance drops below $1,000 any day during a statement cycle, plus a 15¢ per check charge
- Unlimited Account Transactions
- *Mobile Deposit available upon approval, $1/ea
- **Bill Pay (75¢/bill)
Need to order checks? www.OrderMyChecks.com
Savings
| Regular Savings (Interest bearing) |
Christmas Club (Fixed interest) |
Value Plus/Money Market (Interest bearing) |
Super Saver (High interest bearing) |
|
|---|---|---|---|---|
| Opening Deposit Required | ||||
| Daily Balance Required | ||||
| Tiered Interest Rate | ||||
| Fees | details | details | details | details |
| ATM/Debit Card | * | |||
| Paper or eStatement | ** | * | ||
| TeleBanking/Customer Connection | ||||
| Internet Banking | ||||
| Mobile Banking/ Mobile Deposit | *** | * | * | ** |
| Bill Pay | ** |
Regular Savings
Fees: No Monthly Service Charge
6 covered withdrawals per month without a fee; $1 each additional withdrawal over 6
- * ATM Card Only
- ** Quarterly statement
- Monthly Statement (if a direct deposit or ATM service is connected to the account or if you receive a combined statement)
- *** Mobile Deposits available upon approval, $1/ea
Christmas Club
- No minimum balance
- $5,000 Maximum balance allowed
- Fees: No Monthly Service Charge ($25 penalty plus forfeiture of accrued interest for early withdrawal)
- Fixed rate of interest credited to account at maturity date
- *Mobile Deposits available upon approval, $1/ea
Value Plus/Money Market
Daily Balance: $2,500 Required to Avoid Service Charge
Fees: $10.00 monthly service charge if balance drops below $2,500 any day during a statement cycle
6 covered withdrawals per statement cycle without a fee; $5 charge for each additional withdrawal over 6
- Monthly Bank Statement
- *Mobile Deposit available upon approval, $1/ea
- **Bill Pay available, 75¢/bill
Super Saver
Daily Balance: $25,000 Required to Avoid Service Charge
Fees: $25.00 quarterly service charge if balance drops below $25,000 any day during a statement cycle
- High Interest Bearing Account
- *Quarterly Statement; 1 withdrawal per statement cycle without a fee; additional withdrawals $25 each
- **Mobile Deposit available upon approval, $1/ea
IRAs
An Individual Retirement Account, IRA, is a great account to allow you to prepare for your future. At Foundation Bank you get a great interest rate and the assurance of knowing that you are getting ready for retirement.
For current rates please contact one of our Deposit Solutions Partners.
CDs
Our CD rates are competitive with our market and consistent over time. You can count on us to be a stable place to park your emergency fund because we not only want to meet your immediate needs, we want to build a lasting relationship and serve you over the long haul.
For current rates please contact one of our Deposit Solutions Partners.
Need help figuring out which deposit account is best for you?
Find your local representative
Ryan always looks for ways to make our Jackson deposit clients feel special and appreciated.
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For over 13 years, Emily has been helping the fine folks in Crockett County with their deposit accounts.
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Kathy loves serving our Paris Landing and Kentucky Lake area deposit clients.
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Michelle is an expert at meeting needs and building relationships with our clients in the Paris/Henry County area.
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For 10 years Shawna Fowler has worked hard to build deep relationships with our McKenzie/Carroll County deposit community.
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Obion is a town where relationships matter. Tammy looks for ways to deepen our relationship with each and every one of our Obion deposit clients.
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